Our organization

Vincent Demeuse
Tel.: +352 621 17 26 76

Board of Directors
Chairperson: Marco Caldana

Chairperson of the Life Commission: Jérôme Maurice

Chairperson of the Non Life Commission: Catherine Lesourd

Treasurer: Martine Schreiner
Directors: Bert Bouton, Jacques Emsix, Catherine Lesourd, Jérôme Maurice, Martine Schreiner, Thibault Pinte.

Substitutes: Thomas Collignon, Pierre Wax, Mathieu Meyer


LIFE and NON LIFE Commissions

Within these two separate committees, the members work in depth on more targeted subjects in relation to their respective activities.

The aim: to make the association increasingly able to meet the specific needs and requests of the professionals facing market trends and the most complex legislative constraints.

The activities of the two commissions include:

  • preparing the position of APCAL vis-à-vis the authorities and on any draft regulation;
  • analysing specific topics and suggesting solutions;
  • promoting the Vie and IARD activity in the Luxembourg market;
  • improving the quality of service provided by the brokers;
  • answering any questions or concerns of APCAL members;
  • providing its members with contractual broker documents that are “compliant” with the regulations in force in Luxembourg and in different countries.

Our bylaws

APCAL provides hereafter the publication of the latest version of the bylaws as filed with the RCS. Our association was registered on 9/11/2012.

Code of ethics and quality charter of the insurance broker: