APCAL News
LC 26/1 from CAA
The CAA has just published Circular Letter LC 26/01 concerning investment rules for unit-linked life insurance products.
This document replaces LC 15/3. This article outlines the key points to note and the direct operational implications for brokers.
IDD rules of conduct: fifty shades of advice
Insurance distribution is changing. Between the IDD Directive, the IBIP regulation and national regulations, Luxembourg brokers have to deal with a dense and constantly changing legal landscape. This article, written by Paula Leite, trainer for APCAL, provides an update on the obligations to provide advice, IBIP products and the specific requirements applicable to LPS distribution in France. Essential content for professionals in the sector.
BIPAR on another note – 24 February 2025
If you have any questions or would like more information on the subjects covered in this BIPAR Update, please do not hesitate to contact us.
Annual General Meeting
Save the date: June 25, 2026 for the APCAL AGM and the election of the new Board of Directors.
BIPAR on another note – 07 February 2025
If you have any questions or would like more information on the subjects covered in this BIPAR Update, please do not hesitate to contact us.
The Green Industry Act – Implications for Insurance Distributors in Luxembourg
Under the Green Industry Act, Luxembourg-based insurance distributors advising clients who are French residents must comply with strengthened requirements. These include integrating ESG preferences into advice, ensuring greater traceability, maintaining ongoing client monitoring, and offering products carrying the ‘Green Industry’ label. The Act also extends to non-life insurance, complements the SFDR framework, and exposes distributors to significant penalties in the event of non-compliance.”
Periodic report on IBIP
Periodic report on IBIPs: what you really need to know!
Insurance-Based Investment Products (IBIPs) are at the heart of transparency and compliance issues for insurance intermediaries. In an ever-changing regulatory environment, do you really know what the periodic reporting obligation entails?
In this article, Paula Leite, Managing Partner at VINCEO Solutions, explains why this report is not just a regulatory constraint, but also an opportunity to strengthen your customer relationship.
11ème journée du courtage – jeudi 9 octobre 2025 – Luxembourg
Retrouvez le programme de la journée de courtage 2025 contenant le planning de la rencontre, une présentation détaillée de chaque intervenant, la galerie photos et les vidéos.
Bipar, on another note – August 20, 2024
If you have any questions or would like more information on the subjects covered in this BIPAR Update, please do not hesitate to contact us.
The life insurance industry: What does the future hold?
Life insurance of the future: KPMG Luxembourg reveals the key trends and keys to success!