{"id":10022,"date":"2023-12-19T16:15:49","date_gmt":"2023-12-19T15:15:49","guid":{"rendered":"https:\/\/apcal.lu\/?p=10022"},"modified":"2024-08-19T14:36:09","modified_gmt":"2024-08-19T12:36:09","slug":"daily-support-apcal-committed-actor-in-the-development-and-professionalization-of-insurance-brokerage","status":"publish","type":"post","link":"https:\/\/apcal.lu\/en\/daily-support-apcal-committed-actor-in-the-development-and-professionalization-of-insurance-brokerage\/","title":{"rendered":"Daily Support: APCAL, Committed Actor in the Development and Professionalization of Insurance Brokerage"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;H1 &#8211; titre du post&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#55547D&#8221; header_line_height=&#8221;1.2em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Daily Support: APCAL, Committed Actor in the Development and Professionalization of Insurance Brokerage<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2023\/12\/support-scaled.jpg&#8221; alt=&#8221;Lifepartners et la finance durable&#8221; title_text=&#8221;Support typographic header. Idea of web page diagnostic service.&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;899.7px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Par Nathalie Schuh, Directrice G\u00e9n\u00e9rale de l&#8217;APCAL&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>By Nathalie Schuh, Managing Director of APCAL<\/h3>\n<p>[\/et_pb_text][et_pb_text ul_item_indent=&#8221;40px&#8221; admin_label=&#8221;intro&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; ul_font=&#8221;||||||||&#8221; quote_font=&#8221;||on||||||&#8221; quote_text_color=&#8221;#55547D&#8221; quote_font_size=&#8221;16px&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_line_height=&#8221;2em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||40px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The world of insurance brokerage is evolving rapidly, and at the heart of these changes is the Professional Association of Insurance Brokers in Luxembourg (APCAL). Thanks to the ongoing support of its Members, Sponsors, and Partners, APCAL materializes projects that strengthen its commitment to the profession and contribute to its development. Let&#8217;s discover the initiatives of 2023 that testify to this dynamism.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Renforcement de la Documentation et des Outils&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Strengthening Documentation and Tools<\/h4>\n<p>[\/et_pb_text][et_pb_text ul_item_indent=&#8221;40px&#8221; admin_label=&#8221;r\u00e9ponse &#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; ul_font=&#8221;||||||||&#8221; quote_font=&#8221;||on||||||&#8221; quote_text_color=&#8221;#55547D&#8221; quote_font_size=&#8221;16px&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_line_height=&#8221;2em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||40px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"ac_paragraph\">\n<p>APCAL invests in the regular revision of the documentation it offers, including IDD <strong>pre-contractual packs<\/strong> for Luxembourg and several countries in LPS, the <strong>IDD ToolBox<\/strong>, as well as <strong>various procedures<\/strong>, including those related to Sanctions and AML\/CFT. This approach aims to ensure the most comprehensive and up-to-date information for insurance brokerage professionals. In addition, the association offers practical tools such as the &#8216;<strong><em>Global AML Risk Assessment,<\/em><\/strong>&#8216; enabling essential analysis to be confronted with the risk appetite of each organization, thereby enhancing the skills of brokers in the face of current challenges.<\/p>\n<p>Now, it is possible to order these documents\/tools directly on the APCAL website through the <a href=\"https:\/\/apcal.lu\/en\/documents-offers\/\">dedicated &#8216;Document Offer&#8217; page<\/a>. However, for any questions, direct contact via email at <a href=\"info@apcal.lu\">info@apcal.lu<\/a> remains a preferred option.<\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Calendrier des Obligations et Conf\u00e9rences Informatives&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Calendar of Obligations and Informative Conferences<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;R\u00e9ponse&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"page\" title=\"Page 2\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>APCAL informs its Members about annual <em>reporting<\/em> obligations with a <a href=\"https:\/\/apcal.lu\/fr\/espace-membres\/thematique-reporting-annuel\/\">dedicated calendar<\/a>, ensuring optimal compliance.<\/p>\n<p>Furthermore, participating in conferences such as the <strong>CAA&#8217;s LBC\/FT Conference<\/strong> in collaboration with ACA or informational sessions with the CAA provides Members with an opportunity to access crucial information and stay up-to-date on the latest regulatory developments.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Engagement pour la Visibilit\u00e9 et la D\u00e9fense du Courtage en Assurance&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Commitment to Visibility and Advocacy for Insurance Brokerage<\/h4>\n<p>[\/et_pb_text][et_pb_text ul_item_indent=&#8221;40px&#8221; admin_label=&#8221;r\u00e9ponse &#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; ul_font=&#8221;||||||||&#8221; quote_font=&#8221;||on||||||&#8221; quote_text_color=&#8221;#55547D&#8221; quote_font_size=&#8221;16px&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_line_height=&#8221;2em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||40px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"ac_paragraph\">\n<p>APCAL is actively involved in advocating for the interests of insurance brokerage. Collaboration with <strong>BIPAR<\/strong>, particularly this year on the <em>Retail Investment Strategy<\/em> (RIS), reflects this commitment at the European level. Furthermore, local political actions taken following the legislative campaign emphasize the importance of raising awareness among Luxembourgish policymakers about the essential nature of the insurance brokerage profession.<\/p>\n<p>Regular exchanges with the <strong>Commissariat aux Assurances<\/strong> (CAA) and collaborations with the <strong>Association des Compagnies d&#8217;Assurances<\/strong> (ACA) or our Belgian counterparts at <strong>FEPRABEL<\/strong> highlight APCAL&#8217;s commitment to establishing strategic partnerships to support its Members in an ever-changing environment.<\/p>\n<p>And let&#8217;s not forget our <strong><a href=\"https:\/\/apcal.lu\/en\/apcal\/the-brokerage\/sponsoring-offer\/\">Sponsors<\/a><\/strong> and <strong><a href=\"https:\/\/apcal.lu\/en\/associated-partner\/\">Partners<\/a><\/strong> who play a crucial role in the realization of our projects and the achievement of our mission. Their support not only provides visibility to the association but also contributes to strengthening the professional network of our audience. We are grateful to our partners who share our vision and actively contribute to advancing insurance brokerage in Luxembourg.<\/p>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;D\u00e9veloppement Continu des Ressources&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Continuous Development of Resources<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;R\u00e9ponse&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"page\" title=\"Page 2\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>APCAL expands its offerings for Members with a more comprehensive website in both French and English, providing access to <a href=\"https:\/\/apcal.lu\/en\/category\/bipar-en\/\">regular BIPAR briefings<\/a>.<\/p>\n<p>Furthermore, our audience can benefit, for example, from free access to <strong>Patrimonia<\/strong> or negotiated rates for <strong>Abilways<\/strong> conferences or <strong>Compliance Aperitifs<\/strong>.. They also have access to <strong>Insurance Breakfasts<\/strong> at the <strong>preferential rate of 100 euros<\/strong> negotiated with <strong>Decavi<\/strong>.<\/p>\n<p>These partnerships strengthen the professional network within the association.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Plateforme E-Learning et Programme de Formation&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>E-Learning Platform and Training Program<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;R\u00e9ponse&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;16px|||||&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"page\" title=\"Page 2\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>The training schedule is also enriched year by year, with over <strong><a href=\"https:\/\/apcal.lu\/en\/visio-presential\/\">37 virtual or in-person training sessions<\/a><\/strong> delivered by a dozen trainers in 2023. These training sessions are designed to be more targeted and operational, addressing the specific needs of insurance brokers and generating the necessary tools, such as the informational session organized around LC 22\/22, for example. And, of course, to allow you to complete your continuous professional development training program!<\/p>\n<p>APCAL remains at the forefront of technology by also providing an <strong><a href=\"https:\/\/apcal.lu\/fr\/visio-presentielles\/e-learning\/\">E-Learning platform<\/a><\/strong> in partnership with <a href=\"https:\/\/apcal.lu\/fr\/visio-presentielles\/e-learning\/\">Ofrion<\/a>, allowing Members and Partners to access remote training through our website, tailored to their busy schedules and at competitive rates.<\/p>\n<p>Furthermore, the <a href=\"\/en\/?page_id=9344\"><strong>broker or sub-broker exam preparation program<\/strong><\/a> continues to evolve, providing opportunities for professional development and access to the profession with all the necessary support.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Conclusion&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Conclusion<\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;R\u00e9ponse&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div class=\"page\" title=\"Page 2\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>The ongoing commitment of APCAL to its Members and the insurance brokerage profession attests to its strategic vision and determination to stay at the forefront of industry developments. With concrete projects and an ever-expanding training offering, APCAL remains a key player in supporting and professionalizing insurance brokerage in Luxembourg.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Notre Expert&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|||on|||||&#8221; header_2_text_color=&#8221;#C2974C&#8221; header_2_line_height=&#8221;1.3em&#8221; header_3_text_color=&#8221;#C2974C&#8221; header_3_font_size=&#8221;20px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||20px||false|false&#8221; border_color_bottom=&#8221;#7886A2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 style=\"text-align: center;\">Our team<\/h4>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2023\/12\/EQUIPE-APCAL.jpg&#8221; alt=&#8221;Mandarine&#8221; title_text=&#8221;APCAL TEAM&#8221; url=&#8221;https:\/\/www.edmond-de-rothschild.com\/fr\/asset-management\/presentation&#8221; align=&#8221;center&#8221; admin_label=&#8221;Image APCAL&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;50%&#8221; max_width=&#8221;50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_team_member name=&#8221;APCAL team&#8221; position=&#8221;Contact us at info@apcal.lu&#8221; linkedin_url=&#8221;https:\/\/lu.linkedin.com\/company\/apcal&#8221; admin_label=&#8221;Equipe&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;ID Entreprise&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;7130&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Sponsors Platinium&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;|600|||||||&#8221; header_3_text_align=&#8221;center&#8221; custom_margin=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Sponsors Platinium<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; admin_label=&#8221;Partners&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;10px||70px||false|false&#8221; custom_padding=&#8221;40px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2023\/03\/bil.png&#8221; alt=&#8221;Bil&#8221; url=&#8221;https:\/\/www.bil.com\/fr\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;Bil&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2021\/09\/cardif-lux-vie.png&#8221; alt=&#8221;Logo&#8221; url=&#8221;https:\/\/cardifluxvie.com&#8221; align=&#8221;center&#8221; admin_label=&#8221;Cardif&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Partners&#8221; _builder_version=&#8221;4.17.3&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;10px||70px||false|false&#8221; custom_padding=&#8221;40px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2021\/09\/lombard-international-assurance.png&#8221; alt=&#8221;Logo&#8221; url=&#8221;https:\/\/www.lombardinternational.com\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;Lombard&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2023\/09\/sogelife.png&#8221; alt=&#8221;Sogelife 2023&#8243; url=&#8221;https:\/\/www.sogelife.com\/fr\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;Sogelife&#8221; _builder_version=&#8221;4.20.4&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2024\/01\/swiss-life.png&#8221; alt=&#8221;Swiss Life&#8221; align=&#8221;center&#8221; admin_label=&#8221;Swiss&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; url=&#8221;https:\/\/www.swisslife-global.com\/global-solutions.html&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Gold&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;|600|||||||&#8221; header_3_text_align=&#8221;center&#8221; custom_margin=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Sponsors Gold<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; admin_label=&#8221;Partners&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;10px||10px||false|false&#8221; custom_padding=&#8221;40px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2022\/05\/aig-europe-2022.png&#8221; alt=&#8221;AIG&#8221; url=&#8221;http:\/\/www.aig.lu\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;AIG&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2021\/09\/axa-luxembourg.png&#8221; alt=&#8221;Axa&#8221; url=&#8221;http:\/\/www.axa.lu\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;Axa&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2023\/10\/AG2R.png&#8221; alt=&#8221;AG2R&#8221; url=&#8221;https:\/\/www.lamondiale.lu&#8221; align=&#8221;center&#8221; admin_label=&#8221;AG2R&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2024\/04\/april-international.png&#8221; alt=&#8221;April international&#8221; url=&#8221;https:\/\/www.april-international.com\/fr\/destinations\/europe\/l-assurance-sante-au-luxembourg&#8221; align=&#8221;center&#8221; admin_label=&#8221;April&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; admin_label=&#8221;Partners&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;10px||60px||false|false&#8221; custom_padding=&#8221;30px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2022\/10\/baloise-assurances-luxembourg-2022.png&#8221; alt=&#8221;Baloise assurances Luxembourg&#8221; url=&#8221;http:\/\/www.baloise.lu\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;Baloise&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2023\/02\/lalux-luxembourg.png&#8221; alt=&#8221;Lalux&#8221; url=&#8221;https:\/\/www.lalux.lu\/fr&#8221; align=&#8221;center&#8221; admin_label=&#8221;Lalux&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2024\/07\/taiping-lu.png&#8221; alt=&#8221;Taiping Lu&#8221; align=&#8221;center&#8221; admin_label=&#8221;Lalux&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; url=&#8221;https:\/\/lu.cntaiping.com\/&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/apcal.lu\/wp-content\/uploads\/2024\/08\/info-data.png&#8221; alt=&#8221;infidata&#8221; url=&#8221;https:\/\/www.infodata-group.eu\/&#8221; align=&#8221;center&#8221; admin_label=&#8221;CUSTY&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|40px||40px|false|false&#8221; hover_enabled=&#8221;0&#8243; border_radii=&#8221;on|5px|5px|5px|5px&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Silver&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; header_3_text_align=&#8221;center&#8221; header_3_font_size=&#8221;20px&#8221; custom_margin=&#8221;0px|0px|0px|0px|false|false&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Sponsors Silver<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,1_5,1_5,1_5,1_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; admin_label=&#8221;Partners&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;10px||10px||false|false&#8221; custom_padding=&#8221;30px|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_5&#8243; 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